What to Do After a Car Accident: 10-Step Checklist

The minutes and days after a car accident are critical for your health and your potential settlement. Here's exactly what to do, in order.

At the Scene

1. Check for Injuries and Call 911

Your safety comes first. Check yourself and passengers for injuries. Call 911 even for minor accidents — the police report is valuable evidence for your claim.

2. Move to Safety

If possible, move vehicles out of traffic. Turn on hazard lights. If you can't move the vehicle, stay inside with your seatbelt on until help arrives.

3. Exchange Information

Get the other driver's:

• Full name and contact information
• Insurance company and policy number
• Driver's license number
• License plate number
• Vehicle make, model, and color

4. Document Everything

Take photos of all vehicles, damage, road conditions, traffic signs, skid marks, and your injuries. The more documentation, the stronger your claim.

5. Get Witness Information

If anyone saw the accident, get their name and phone number. Witness testimony can be crucial if fault is disputed.

After the Scene

6. Seek Medical Attention Immediately

See a doctor within 24-48 hours, even if you feel fine. Many injuries (whiplash, internal bleeding, concussions) don't show symptoms right away. Delayed treatment also weakens your claim.

7. Report to Your Insurance Company

Notify your insurer about the accident, but keep it factual. Do not admit fault or speculate about injuries. Do not give a recorded statement to the other driver's insurance without consulting an attorney.

8. Keep a Recovery Journal

Document your pain levels, limitations, emotional state, and how the injury affects your daily life. This supports your pain and suffering claim.

9. Save All Records and Receipts

Keep every medical bill, prescription receipt, tow truck bill, rental car receipt, and record of missed work. These are your economic damages.

10. Consult a Personal Injury Attorney

Most offer free consultations and work on contingency. An attorney can handle insurance negotiations and typically secures a much higher settlement.